|We know it's difficult to imagine a time when you might have a major loss to your family home. That is why Mike Fuller Insurance offers programs designed to help meet your homeowners insurance needs. Since your needs will change throughout your life, it's important to understand the basics and periodically review your coverage to ensure that it's still right for you.
There are 3 basic types of property insurance: homeowners insurance, condominium insurance, and tenants or renters insurance.
If you own your own home, then it is very important that you protect what is often your largest asset. A standard homeowners insurance policy has coverage for the actual home, a smaller amount of coverage for any detached structure, personal property, loss of use, personal liability, and medical payments. Replacement cost reimbursement in case of a claim is always a good idea on the home and contents.